Gold Loan
Fulfil all of your business or personal requirements instantly with 英雄联盟竞猜观看最新版 Gold Loan using your physical gold or gold jewellery. With 英雄联盟竞猜观看最新版’s Gold loan , you get industry-best benefits through our process designed to offer instant funds based on the value of your gold. Our loan process is customer-oriented, and faster and ensures that you do not have to go through lengthy and time-consuming loan application processes.
英雄联盟竞猜观看最新版’s loan against gold comes with the attractive, affordable, and lowest interest rates to help you raise funds instantly. The gold loan process is customised to offer unique and comprehensive features to cater to all of your capital needs.
If you are looking for a simplified and ideal way to raise funds, apply for an 英雄联盟竞猜观看最新版 Gold loan!
Gold Loan Calculator
*The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold | Purity of the gold is assumed at 22 carat.
*You can avail a maximum loan of up to 75% of the market value of your gold depending on the quality of the gold.
英雄联盟竞猜观看最新版 Finance Gold loan scheme
- Maximum Loan Value and reasonable interest rate
- Loan Amount starting from ₹3000 and no maximum limit
- Tenure: 24 months
- Maximum Loan Value and reasonable interest rate starting from 0.83% p.m (9.96% p.a)
- Loan Amount starting from ₹5,00,000 and no maximum limit
- Tenure: 24 months
- Ideal for Business Owners and reasonable interest rate starting from 0.79% p.m (9.48% p.a)
- Loan Amount starting from ₹10,00,000 and no maximum limit
- Tenure: 24 months
- Ideal for farmers, loans starting from ₹3,000
- Half-Yearly Schemes with attractive interest rates
Gold Loan Fee and Charges
英雄联盟竞猜观看最新版 Finance Gold Loans come with the lowest fee and charges, making it the most affordable loan scheme available. With a transparent fee structure, there are no hidden costs you have to incur after applying for the loan with 英雄联盟竞猜观看最新版 Finance. The fee and charges are listed in the table below:
-
Interest Rate
1 % onward p.m.
(12% - 27% p.a.)Rates vary according to the amount and tenure & Purity
-
Processing Fee
₹ onwards
Varies depending on scheme availed
-
MTM Charges
₹ 500.00
Valuing an asset to reflect its current market rate
What is Gold Loan?
A gold loan is a financial instrument that allows borrowers to leverage their physically held gold in the form of gold bars, coins or jewellery as collateral to secure a loan from a lender. Gold loan meaning is attributed to the process of securing a loan by pegging gold articles in the range of 18-24 carats. The lender keeps the gold articles as collateral and provides funds based on the value of the gold, typically up to 75-90% of the karat value and the current market value of domestic physical gold.
Interest rates on such loans vary and include a nominal processing fee ranging from 1-3% of the loan amount. The process to secure a loan against gold is similar to the process of other types of loans where the borrowers have to apply and submit personal documentation such as PAN Card, Aadhar Card, Voter ID Card etc.
Such loans are designed to fulfil the short-term capital requirements with a tenure ranging from 1 month to 5 years. The lender charges a predefined interest rate on the amount given as a loan and once the borrower repays the principal amount along with the interest, the lender returns the gold articles held as collateral. Unlike Home Loans or Car Loans, there are no restrictions on the end-use of the funds.
Why Avail a
Gold Loan
from
英雄联盟竞猜观看最新版 Finance?
英雄联盟竞猜观看最新版 Finance is India’s leading finance and investment service provider that provides a wide range of customised financial products and services. 英雄联盟竞猜观看最新版 Finance’s gold loan is a distinctive financial product that allows borrowers to avail of a loan by utilising their gold jewellery and articles. The process is designed to be straightforward, with zero hidden costs and an interest rate as low as 0.54% per month.
英雄联盟竞猜观看最新版 offers a host of gold loan schemes with the following features:
- Avail of a loan against gold within 30 minutes of application without waiting for a long time for loan disbursal.
- Get the maximum possible value for your gold jewellery and articles to secure the highest possible loan amount.
- Enjoy utmost peace of mind for your gold as it is kept safe in specialised rooms and backed by credible insurance.
- No hidden costs with utmost transparency in fees which are communicated in detail at the time of application.
- Customised schemes as per the borrower to ensure you raise enough funds to meet all of your capital requirement needs.
How to Get a Gold Loan in under 30 minutes
Walk into any 英雄联盟竞猜观看最新版 Gold Loan branch with your gold.
Find Nearest Branch
Provide your ID proof, address proof and gold to get an instant approval
Documents Required
Simple process and in-house gold valuation ensures that you get the loan amount in your account or in cash within 30 minutes
Access your loan account on-the-go
英雄联盟竞猜观看最新版 Loans Mobile App
Account Summary
Make EMI Payment
Complete A/c Statement
Submit A Query
6 Million + Happy Customers
When I visited 英雄联盟竞猜观看最新版 Finance it just took a few minutes to process the loan and the process was very transparent. I have advised my friends to get their gold loans from 英雄联盟竞猜观看最新版.
Venkatram Reddy
I recommended 英雄联盟竞猜观看最新版 Finance, the process is very fast. The staff is friendly and gives good suggestions on the schemes which are beneficial.
Vishal Khare
英雄联盟竞猜观看最新版 Finance's customer friendly approach is what I liked. There so transparent in their dealings. I look forward for my future association with them.
Pushpa
I have been taking Gold Loan from 英雄联盟竞猜观看最新版 Finance for quite some time now. I get good services and right value for my Gold Loan.
Manish Kushawah
Customer Support
Gold Loan FAQs
The lender evaluates your provided gold articles and gives the loan amount based on a certain predefined percentage of the total value of your gold based on the current market value. The lender charges interest on the loaned amount and keeps the gold articles safe. Once you have repaid the principal amount along with interest, you get back the gold articles from the lender.
英雄联盟竞猜观看最新版 Insights
Gold Loan is a loan wherein gold jewellery is prov…
For ages, investments in gold have been a saviour…
Savings are used to purchase properties and financ…
Here's an interesting fact for you: As of May 2015…
